Who owns MY house??? HELP?

In the United Kingdom you can work with a registry company. This will give you certainty about ownership.

So sorry to hear of your bad news. I take it you get mortgage statements through yearly. So ring up the mortgage company and say can you have a copy of the mortgage contract and hopefully the details of who paid what etc. should be on there.

If you have being the mortgage and not your father in law then I am quite sure you would have some legal hold on the house.

Once you have got the mortgage contract, see a solicitor.

Good luck and keep strong. Don't let your father in law get you down xxx

You need to go and see a solicitor for professional advice. It is not worth cutting corners by trying to get free advice on here. If you live in England or Wales, you can get the title deeds electronically from the Land Registry on-line to see who is the named owner(s) of your house legally. If your father in law is the owner, because you've been making contributions towards the mortgage payments, you may be entitled to either a share of the house if he were to sell it (or to put a charge on the mortgage i.e. a statement saying that he cannot sell the house without your permission). You might find, having looked at the land registry that you own the house. If your father-in-law paid the deposit, you might want to pay him back for his generous loan or gift.

Don't play the victim and say 'I'm a helpless female'. Educate yourself about your rights and responsibilities and make sure you know legally where you stand from from here on in. So many women rely on their husbands to 'take care of things' when it comes to paperwork, but unless you're mentally retarded, you OUGHT to have taken an interest, PARTICULARLY if you'd been paying the mortgage! Genuinely sorry to hear about your husband, but 'your nasty father in law' is an irrelevance. You need to know where you stand legally (and for tax purposes!), nevermind because of dodgy relatives!!

Firstly, your account here is male and yet you state that your husband died. Can you add further details to this please.

It depends if your signature is on the purchase deal or not and if not then you will have no claim to anything at all regarding the building. The contents are totally excluded from this. If the house is in someone elses name then basically you could be deemed as a lodger but in this instance not paying any rent but paying the mortgage. As you were married and your late husband is deceased then you might be able to claim this on marital grounds, but the big question is exactly what part is your father-in-law playing. Is he the legal owner? If he is then he should have submitted the details when the death certificate was granted as he could well be deemed as the landlord legally in which he would be responsible for the repairs and paying the mortgage. To be quite honest I would seek advice from a solicitor as he would do all the correspondence to find out your legal rights.

if your name is on the mortgage then you own at least half of the house. Your question is muddled. Find any paperwork to do with the mortgage and phone them up. The deeds cannot be in his fathers name as you owe half the mortgage. You also need a Solicitor by the sounds of it.

UK

You must know whose names the mortgage is in, and who paid the mortgage over the years

Every year you are sent a mortgage statement,

surely you read these if you were paying the mortgage ??

is your name on it?

You must have a copy of all the original documents when you bought the house

is your name on these original documents?

You don't get the deeds until you are mortgage free

it is very unlikely that a mortgage could be taken out by one person for another to stay in it unless it was a second home and it was for a buy to rent proprty, as you and your husband were buying it and paying the mortgage on it it is unlikely that your father in law had any say as to who put the deposit on it, as to the deeds being in his name, no chance, not even yours or your husbands will be on it until you finish paying mortgage, i take it you informed the people you pay your mortgage to that your husband has passed away so that they transfer the mortgage over to you. that should give you a clue now, all that really matters is that the mortgage is in your name and the evil one can't get his grubby little hands on it

The people who said see a solicitor is the wise thing to do, if I were you I do that right now.

I understand you are freaked out about this, but 30 minutes to post this again?

You are going to have to ask at your local government agency that regulates these things about who is/are the recorded owner of this home. It should say on your annual tax bills and such.