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6 Answers
- Y DobonLv 79 years agoFavorite Answer
No, it is not.
The median FICO score is around 720. Historically, about 15% of Americans have a FICO score below 600. A "good" credit score is over 780.
- Anonymous9 years ago
That's still low. A fair score is 620/659. It usually goes up 5 to 10% per month providing you are paying on time. It should take about another 9 month months to get to that level. If you can wait another 12 months after that, your score will be between 660/749 which is a good score. This will also give you a lower rate on loans and mortgages.
Source(s): Retired bill collector 35 years - ?Lv 49 years ago
No, that's really low. You want to be at least in the high 600s. Preferably in the 700s, be more cautious of your spending and make sure you pay bills on time and it should go up over time.
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