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Anonymous
Anonymous asked in Cars & TransportationInsurance & Registration · 8 years ago

Im 15, when i become 17 i wish to get my driving licence and get a DECENT car which is low on insurance. help?

I really want to buy a car, im 15 at the moment but i wish to get my driving licence when i turn exactly 17 or 2 months before which is legal in the UK, the only problem is, i dont want to buy a really bad car that just about reaches 4th gear, i want to get from A-B in style, i looked at getting a porsche because there was one near me for £2000 but when i looked at how much it would be for insurance it would cost me £65,000 per year! Help needed.

12 Answers

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  • 8 years ago
    Favorite Answer

    1 - You can apply for and get a provisional licence at 15 years and 9 months old. This will become active for a moped on your 16th BD and active for a car on your 17th BD.

    2. There is no way you can drive a car at 16 and 10 months in the UK unless you are in receipt of the higher component of the Disability living allowance benefit. You cannot go on road in a car until your 17th birthday and it is in fact impossible to pass the theory tests and the practical test in one day so it will be quite some time after your 17th before you will have a full licence

    3. Reality check. You will not be able to insure a Porsche or anything remotely like it at 17 unless you or someone generous close to you wins the national lottery. At 18 the average paid for insurance is £4800 a year in the UK and that is for small boring ittle hatchbacks

    4. - Most teens now cannot even afford to insure a boring little hatchback and so do not even bother to do the driving tests as there is no point

    Sorry to sound harsh but these are the facts and you may as well know them now

  • Neil
    Lv 7
    8 years ago

    If the Porsche is for sale for £2,000 that isn't a DECENT car.

    Any decent Porsche should cost a lot more - even a 924 in good condition should be worth a lot more than £2,000. A £2,000 Porsche is probably going to need at least £10,000 of repairs. You'll be lucky if it has a working 4th gear, never mind going fast enough to "reach" it.

    If you dream of a Porsche, keep it a dream until you can afford to buy, insure and maintain a good one, otherwise your dream will become a nightmare. Remember that the cheapest new Porsche is nearly £40,000, and the parts, maintenance and insurance costs will always be those of a £40,000 car no matter how old or cheap it becomes.

    A £2,000 Ford Fiesta, Toyota Yaris or similar stands a chance of being a decent car, if you do your research and thoroughly check the car before you buy. With the advantage that you might be able to insure it for less than £5,000 a year. These may be small cars, but they are not bad cars by any definition of the word, and can comfortably exceed both the UK speed limits and the driving abilities of the vast majority of 17-year-old drivers.

  • 8 years ago

    You have left it a bit late to start.

    You need to join the under 17 car club and take their training. This is recognised as being a good training for new drivers. Hence they can get a better insurance rate.

    Not only would the Porsche cost you a fortune to insure it costs a fortune to maintain. A set of tyres will set you back many hundreds of pounds. A set for my people carrier can cost me over £500.

    You need to get some proper training as a way of reducing your insurance and then look at a small cheap car to start with that you do not bend and build up an insurance track record. I paid £80 for my first car and did all the work on it myself. You need to set your aspirations at a reachable level or you will be disappointed. The risk is also you will drive badly and then either crash the car or ger prosecuted.

    The record of new young drivers is not good hence they get charged a high insurance premium.

  • Anonymous
    8 years ago

    Your best to get a corsa or cleo for the first year as these are cheapest to insure as young driver on own policy only 3000-4000 after 11months also then change ive been driving for just over a year and now 18 when I passed I owned an 02 corsa which was 3900 to insure after my 11months with no claims I brought a astra a couple of years old top spec and was only 1800 to insure.

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  • JOHN G
    Lv 7
    8 years ago

    Everyone has to start with a basic car, remember you only have to get stopped for speeding twice in the first two years and you will lose your licence and have to start again & your insurance will be sky high even for a 1 litre

  • Anonymous
    8 years ago

    Maybe when you get to 17 you'll have entered the real world.

    Insurance for 17 year olds usually costs more than their car.

  • ?
    Lv 7
    8 years ago

    I very much doubt you will get anyone to insure you in a Porsche

    Source(s): my head
  • 8 years ago

    a young person such as yourself should once you pass your test look for something like a ford fiesta vauxhaull corsa renault clio nissan micra ford ka etc basically a small hatch back if you want something cheap to buy and considerably cheaper to insure than a porsche

  • Anonymous
    8 years ago

    Dream on kiddo, no way will a teen insure anything more than a basic 1200cc shopping car for under £2-3k.

  • JetDoc
    Lv 7
    8 years ago

    Keep dreaming, Skippy... There IS NO SUCH THING as cheap insurance for a 17-year-old.

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