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Scott A
Lv 4
Scott A asked in Cars & TransportationInsurance & Registration · 8 years ago

So a car run in to me today, what do i do?

This is in the UK. I was at a three lane roundabout, the left lane is for turning left only. The middle lane is for going straight over in the left lane and the right lane is for going straight over the roundabout in the right lane or turning right at the roundabout.

I was in the very right hand lane to go straight ahead in the right hand lane. Anyway I pull onto the roundabout and some bone head in the middle lane starts coming into my lane! I brake fairly hard and he keeps on coming into my lane so much so that I had to slam on and pull onto the roundabout.

Most of the damage was to his car, which happens to be a hire car. My car has some cosmetic damage and after exchanging insurance details when i drove off my steering feels light.

I only have 3 years no claim and it is not protected. What do I do? Who do I inform? I wasn't in the wrong so surely his hire car insurance has to foot the bill and my insurance will remain unaffected. Do I get it taken into a garage to see what the damage is and then ring his insurance or the hire company?

6 Answers

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  • Haven
    8 years ago
    Favorite Answer

    Contact your insurance, tell them exactly what happened. l hope you got his details! You will need to give them to your insurers so that they can contact his - then let them deal with the rest.

    Also, you won't lose your no claim bonus if it was not your fault.

  • Panshine
    8 years ago

    I think your idea of what the lane descriptions are in your first paragraph are somewhat stated in favour of your assumption that you were not in the wrong. If you were in the right lane you should have turned right round the roundabout.

    The left (nearside lane) is for turning left only. The centre lane is for straight ahead. The right lane is for turning right round the roundabout.

    Contact with your insurance company will establish responsibility. Should the other vehicles driver report the situation to the police possible charges of careless driving could be raised against you.

  • Dr Redthumb
    Lv 7
    8 years ago

    You fill in the insurance forms and leave it to your insurance company to sort out. Do not get it fixed until you have spoken to them as they may have a list of approved garages you have to get your quotes from. You pulled out in front of him at a roundabout, you are supposed to make sure the road is clear before you do that so it is actually you that is in the wrong.

  • Roosh
    Lv 6
    8 years ago

    You need to tell your insurance company. They will tell you what you need to do regarding repair. They will contact his insurance.

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  • Margaret A
    Lv 7
    8 years ago

    contact your insurance and explain the accident to them. they will do all the contacting for you and give you the advise you need.

  • Not Y3K Compliant
    Lv 6
    8 years ago

    Stop using "So" at the start of sentences when it's not necessary, that's what You do.

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