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? asked in Family & RelationshipsFamily · 7 years ago

10 THOUSAND DOLLAR CREDIT CARD BILL! FRAUD! sHE WONT SHUT UP?

she got a credit card bill for 10 THOUSAND dollars. or 7 i cant remember. Crazy right? She immediately attacks my mom and blames "her children" (my bro and ) because thats what she does. Im rational and find this rediculous. This month has been the LEAST I used the card since august so how could there be a 7500 increase? In fact my mom said she payed it off. I didnt even use the card. I tried to but I couldnt either! It was already maxed out! I only bought a pair of shoes and some long sleeved shirts. My mom asks me if I did it and I say no. Then my grandma wants to treat it like how whenever something goes wrong, we deny it and our mom is wrong for always defending us. I always tell my mom the purchases i make. Well guess what, the bank calls and tells her that it was FRAUD. All the money will be returned. My problem is how she immediately attacks us for anything. AND SHES STILL COMPLAINING? for what? we didnt even do anything! Youre getting your money back so what now? No. Somehow we are still to be blamed and she looks for little things as the answer. For example she thinks because I used her card number online to pay for a bra which I bought over a YEAR AGO that somehow someone got the credit card number and decided to use it now. -___- You see the irrational B.S we are forced to put up with?

So basically, she thinks that somehow because we use the internet to pay for things online, like alot of people, someone out there in the world somehow got ahold of it. My sister is in rehab due to a friend scamming her and sending death threats as an anonymous person and my sis did everything to give money, even sold drugs. She even bought a 1300 dollar macbook on my moms credit. She couldve given her friend that card number. I dont know. Maybe the bank just made a mistake! Plus we are moving to the day and age of technology. I wont be surprised when you have to pay your bills online in the near future. I know some like to be old fashioned. but even then Im sure someone could steal your info. Now she wants to cut up credit cards, cut this persons name, find out about a purchase made a year ago like it means anything. Even my dad had his card used wihtout his authorization by some deuce in russia and my dad always drive sto the bank and pay there. These things happen. Just file a complaint and get your money back. Did i do something wrong or is she overreacting as usual? I really was scared for a moment because i felt i somehow purchased something but then again i would know if i spent over 5 grand that FAST. I was really nervous for a moment. it all happened randomly. i dont blame her for getting rid of the card or changing banks or w.e. But i think all the drama, arguing, and pointing fingers is unneccesary since no one did anything to cause this. The only time I used her card it was for ebay and paypal. I have Hundreds of things using these accounts. Never had a problem with the amount owed. But somehow she thinks that because we use the internet, its EVILLLLL.

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  • 7 years ago
    Favorite Answer

    I agree with the other poster: Get your own card. But, I know how it's possible for someone to obtain a card number without your knowledge -- it happened to me over the Labor Day weekend with my bank debit card.

    Someone hacked into a data base where those card numbers are stored, and just randomly started running numbers until they hit on one that was "good". They started using my number around midnight on Friday before the holiday, for on-line gambling - one right after the other. They didn't need a PIN for that -- they were running the card as "credit" and not "debit". A company that monitors the card numbers for my bank caught all this suspicious activity on my account, and immediately cancelled my card and ultimately sent me a new one, with a new account number. I had no idea that this was happening! At the time the monitoring company cancelled the card, the hackers had charged $700 to my checking account, with $1000 more still "pending" -- they had even run through my overdraft limit. The bank quickly reimbursed everything to me, but it was a nightmare.

    My bank told me this was not surprising for credit cards and debit cards. The hackers like to run them on the eve of a weekend or a long holiday weekend, when people are distracted with other things and the banks are closed, and they will run up $1000's in charges in a matter of a few hours.

    Keep an eye on your credit card accounts over the Thanksgiving holidays.

  • Mircat
    Lv 7
    7 years ago

    We already do pay our bills online! We do banking online! We desposit checks online!

    I would suggest you get your own credit card and stop using someone elses and you won't have these problems.

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