Can I skip my car payment?

You won't know until you contact them and discuss. Maybe they will let you make an interest payment, which would be much less than your entire payment and still keep you current.

Some banks will allow you to skip a payment, but you have to pay the interest the following month.

Bbt Car Loan

Sure you can skip it. But don't expect them to look favorably on it. Legally, they can repossess the car the day after the payment is due, but that's almost never done. They'd rather have their money than your car. Looks like you, as many people do, overspent your Christmas budget. Now you have to pay.

How in the hell do you think we would know?

Some lenders have a 1 month skip payment financing (My bank offers that, but I would never use it), so call and ask them, they may require you only pay the interest, but no way of us knowing

Bb&t Car Loan

Call up the loan officer at BB&T and tell them of your problem as no one likes a surprise. They'll probably make some adjustment to your repayment schedule.

Well, how would we know? There's only one way to find out...ASK THEM.

If you are honest, then most loan companies will be helpful and sympathetic.

only if they offer something like that that WON'T hurt your credit