Anyone in NYC area with good credit to help out a mother...?

Thank you Meep24 I understand and appreciate your input but that is what I keep hearing, you know when people say oh I will help you know matter what and these are the people who know my horrible situation and when I do ask for the help I get turned away and pretend like I never asked for help, strangers are more willing to help you would be surprised. The loan will be 100% insurance covered so If I stop paying or something happens to me the person who co-signed has nothing to worry about, I have spent months researching and getting the right place to loan me money, the amount I will be paying back twice a month, to how many months etc.... however re-buidling my finally getting two credit cards is taking so long to approve (it is slowly but surely)

I have plenty income....debt of course someone stole my identity, I have nothing to hide......someone will help, its just a matter of me finding the person. Truly appreciate your input and the niceness of it as well. Take care

I feel for you but it would be crazy for a total stranger to co-sign a loan for you because you can simply stop paying and they will still owe your debt. If you don't qualify for a loan with your references and your job then the bank is telling you that you don't have enough income/debt ratio to be able to pay it back. Someone that knows you might be willing to help you or maybe you'll find a wealthy stranger that doesn't care if they lose the money. Good luck.