Writing Challenge - Who can write the best story that includes these elements?

Here are the challenge criteria:

- One character is an old woman who obsessively visits pet shops. She may or may not be the main character.

- Setting must be somewhere, real or fictional, that is near an ocean.

- In your story, you must include the following objects, somehow: 'Santa Claus Figurine', 'Expired Debit Card', 'Bleach'.

- The following events must be worked in or referenced, somehow: 'A death', 'A dream', 'painting a picture'.

- The story must be in first person POV.

Best answer will be the winner, and 'points' will be given for 1) Originality and Creativity, 2) Working the elements into the story in a non-obvious but useful fashion, and 3) Overall story quality.