what's a credit card debt?

Not paying off your balance on time and having to pay outrageous interest rates as a result.

That's when you use a credit card to purchase something. You owe the credit card company money that's a credit card debt

Did you know that you actually have to pay the money back on stuff you pay for on a credit card? That is the credit card debt.

It's the amount of money you owe if/when you don't pay off your monthly balance in full. The interest rate is often very high, around 14 percent.