MOHELA school loan is doing 90 day forebearance but interest would still accumulate?

I am essential employee as a pharmacist my hours are the same but I am doing less overtime per week instead of 1 hour it’s now 20 minutes due to less volume. I am just wandering if it’s a good time to save 3 months worth of monthly payment as backup. Monthly payments are $3408 and interest is about $1100 per month. Perhaps by then there will be a better interest rate?