GAP Insurance (Financing a Car)?

You would pay exactly $445.99 and a few odd sheckels + one farthing

GAP  insurance is usually a requirement for loan approval unless you put at least 20% down, so about the same amount with any other lender. 

The dealership provides a lot of business to the underwriter; therefore, the dealership's GAP insurance is usually less expensive.

You would be paying as much as they charged you

I don't know if it's different by area... but in my area, I haven't been able to find gap insurance from anyone but the dealer or lender. 

If I google there will be articles that say my car insurance company offers gap insurance, but they don't. At least it's not something that I'm able to purchase.  And a few years ago, my dad wasn't able to purchase it through his insurance company.

It's always better to get your own insurance and make sure it has Gap coverage if your financing a vehicle if you have an accident and all they do is pay off the car the dealer gets his money but what are you going to drive