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Why.......?
Someone I know told me that my bank can make me pay back a loan on a house that I NEVER bought. I thought that was funny, and I let him know that I’m not an idiot and I’m not paying a dime! He didn’t say anything back to me after that. My question is why would he tell me that? Was he trying to scare me and make me hand over some money?
If someone stole my identity and bought a house I would not pay anything. I’d just hire a lawyer and get it straightened out. They can treat me like I defaulted if they want to because I didn’t really default.
3 Answers
- yLv 71 day ago
Identity theft, they can, and the only way to stop them is a long tedious, expensive process. Until that process plays out, you ether pay or get treated like you defaulted.
- Anonymous1 day ago
Only thing I can think of: if you inherited, won, were given or otherwise acquired property that has a lien on it, you'd be responsible for paying the loan back if title transferred to you without the lien being discharged. Example: you buy a car from a private party - they financed it and tell you they paid-off the loan - DO NOT accept a "pink slip" (title copy), Bill of Sale or anything but the actual title stamped lien paid, cancelled fulfilled by the title office or lender.
