Mumofthree

I have had a personal pension forecast and for the first time ever it states Anti franking addition. My forecast is dependant on me retiring in 2016. If I were to retire in 2013 would I still have the anti franking addition and if so how much? Is it a yearly addition , how is it calculated?

Also what is Anti Franking addition?

My sister emigrated to Canada when she was about 30 she worked here in Britain since she was 14-so she worked in Britain for about 10 years can she access her British pension? if so how does she do this?

HI, I have a friend who is considering retiring. She has an option to convert some of her work pension to cash. She has a large mortgage- £90000. and is worried about paying it off if she retires. She is paying interest only -She has no money saved for her retirement but She will have a small lump sum and she does not know whether to pay off the mortgage with the lump sum or keep this as a safeguard in case something happens. Or does she convert some of her works pension so that she can pay some mortgage off and keep some money as back up? Can anyone give some advice please?

HI, I have to have distilled water- for soap making and people have suggested to buy from a garage or motor supplier but I am worried that this may not be suitable for soap making - please can anyone advise me on where to buy distilled water in the UK

HI, Myborother has booked us with Ruyanair but has mispelt our name with one 'l' instead of two. My hhusband is saying we will be charged extra per person - about £40 each person because of the mispelling. Is this corrent?

HI , I have a Janone Memory craft machine and I have just discovered free machine embroidery . How do I drop the feeder teeth on this machine- does it have this facility or do I need to buy a darning plate?

HI, I am due to have an injection into a frozen shoulder next week but I need some advice please.

I am driving to the GP's during work to have the injection and then going back to work.

I do some driving at work.

I need to know - can I drive immediately after the injection, or do I take the rest of the afternoon off ( I have made the appointment as late as I can but it still impinges on my working day)

Will I be able to drive/work the day after? I Need to know this info as soon s possible as If I do need to take time off I need to reschedule my diary so that I do not miss appointments or deadlines.

I am NOT trying to get a sickie from this but I have some experience of going for a surgical procedure and the medics NOT telling me I could not work immediatley or for the next day ( amniocentesis)

Hi, Can anyone decipher the paypal fees for me please?

If someone has a business online and uses paypal for customers to pay for goods, what percentage does the business pay ? can anyone simplify the fees for me please?

Also what percentage does the business have to pay to get the money out?

HI, my cat has an ear infection , She had one a couple of years ago and we took her to the vet. The vet gave her some antibiotics which cleared it up but the cost was immense. and we could ill afford it.

Now our financial situation is worse than before so we cannot take her to the vet but we want to get her ear cleared up-is there any natural antiseptic remedy we can use - I believe Gentian Violet is antiseptic and is used on animals could we use that?

NO silly answers please.

HI can anyone tell me where I can buy some cupcake beads? I believe there is somewhere in India but I haven't a clue how to find out who is the wholesaler for them.

The government have threatened to make more cut in a budget soon- any ideas what they may cut ?

I think it will be social services.

Just for fun lets have a poll for the UK people. Who do you think should win the election this Thursday? who will you vote for???

I am making a variety of mini top hat and pill box facinators but need a supplier whom I can buy in bulk from?

Hi there- Ive searched the internet looking for how many calories there are in popcorn but cant fiind it anywhere can anyone out there tell me how many calories there are in popcorn please?

HI, I enjoy making paverpol sculptures but cant always afford the paverpol so would wood glue or PVA glue do the same??

Or does anyone out there know of a cheaper substitute to use instead of Paverpol? advice please-thanks

HI I would like to make some fabric jewelery from fabrics but need a die cutter which can cut it- which is the best one please.

Thanks,

I have just had my bathroom done and the pressure in the bathroom is really bad- how can I get more pressure there so that the shower at least has more pressure and the water comes out faster?

Chris has been on radio taking over from Terry for a few weeks now- at first I hated him but I guess hes getting better ,or I am getting used to him.

What do you think?

I was thinking of going and see this film as I read the book a few years ago. I wondered whether it was true to the book and worth going to see?

No smutty answers please.

I had a bra fitting yesterday and the salesgirl didn't measure my figure she just looked a the sizer I was wearing around the back and the cup size and then got some samples so it was by sight- is this the correct way to fit a bra???

The bra I ended up with was a better fit in the cup but chafed along the back and underarm.