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kutskova29
How do I stop living paycheck to paycheck?
We honestly dont have any unneeded debt. We have a house payment, vehicle payment, a personal loan (was used for home improvements) that totals roughly $1200.00 a month. We DO NOT have credit cards!!
Only other expenses are monthly utilites and basic needs for a family of 5. We only go out to eat 1 time a week, normally spending 20-25 bucks for all 5 of us.
How in the heck do we get our heads above water? Hubby is a mechanic and I work for county government.
11 AnswersPersonal Finance1 decade agoDog in heat.?
My 9 month old pit mix is in heat. We have been keeping her up and away from male dogs. She got out or was let out of the fence last night (hubby forgot to bring her in). Is there a way to tell if a dog has been "gotten"? She has been spotting/bleeding since Monday. The vet said to keep a close eye on her outside for another week or so. And then we could make our appt to get her fixed. His office is closed for me to call and ask if I can tell if she was "gotten" or not. Thanks
9 AnswersDogs1 decade agoGift help for mom.....HELP!!?
Hi everyone. Today is my moms 60th bday. I have no clue what to get her. She has MS and has limitied mobility. She has plenty of jewlery and flowers just die too soon. Any suggestions welcomed. I had thought about getting her a new cell phone, but she just figured out the last one I got her...lol. Happy Bday mommy!!
And yes, I have watied till the last minute, AGAIN..lol
5 AnswersOther - Family & Relationships1 decade agoNeed help finding specific gift for daughter...?
My daughter will be turning 5 next week. She wants a football jersey (numbers in pink). I am having a hard time finding one that wont break the bank. I have tried ebay and each of our 3 teams sites.... no luck in finding one with pink numbers. We always watch the Colts, Panters, and NY Giants.(Love those Manning boys!!) She is in a small in little girls (4-5). I would appreciate any advice ya got for me. Thanks.. ya'll rock!!
2 AnswersFootball (American)1 decade agoHow true is the saying.....?
I was just wondering if anyone else believes in the old saying... What your doing when the ball drops on New Year's is what you will be doing in the new year? (Sorry if I didnt get that right word for word) I really hope that it isn't. If it is, I lead a freaking dull and boring life.
9 AnswersOther - Holidays1 decade agoWhy do people get upset when you tell them no?
I have 3 children. A 9 yr old, 6 yr old, and a 4 yr old. My husband works out of the home and is a volunteer firefighter. Every year at Christmas and New Years we are invited to various parties and everyone seems to get frustrated with me when I tell them we can't attend because of the kids. Most of these people have older children or they have relatives that will babysit for them. My parents are both semi handicapped. My mother has MS and my dad has severe arthritis. My father in law travels alot with his job and is hardly ever in town. We honestly cant afford to pay a sitter to stay with the kids for us to go to a lengthy or all night party. And I know it upsets my husband when I tell him we cant go. This year I told him to go to the New Years party alone, I would stay home with the kids. Why do these people keep getting offended when they know the answer and was I wrong in telling him to just leave me home?
5 AnswersOther - Cultures & Groups1 decade agoHave you ever felt like you just weren't good enough??
Here lately I have felt like nothing I do is good enough. I can't get the house clean and keep it clean, laundry keeps multiplying, kids don't listen as well as I would like them too. I just feel like no matter how hard I try, I cant make anyone happy. My parents are always complaining about how I live, husband feels like he doesnt get enough "us" time. Yes, I have gone to the dr and she doesn't feel that I am depressed. She did agree that I was under alot of stress and perscribed me some meds and sent me to therapy. The therapy was a joke. That lady kept asking me ...Well, how do you need to fix this? I told her if I knew how, I wouldnt be there talking to her. She gave me NO advice at all. The meds make me not want to do anything.... Just wondering if anyone else feels like this and what they do to help them get thru it or deal with it..... Thanks..
9 AnswersSingles & Dating1 decade agoWhats ya'lls opinion??
I was watching the news last night and found out some very intresting news...The lovely little town I live in has decided to not allow Christmas in the schools. Anything that is done during the Christmas season HAS to be 100% educational. The kids can only read stories for literay purposes. The words Jesus, Mary, Star... are not allowed to be used word searches or cross word puzzles. How many of you feel this is a little extreme? Yes, I know there are different religions out there BUT,If the focus isnt on one specific religion.. how can they BAN Christmas in schools. Its bad enough they are trying to change the Pledge, and have removed prayer in schools... Come on.. where is the limit for government envolvement in our lives?
24 AnswersReligion & Spirituality1 decade agoWhat would be the best way to handle this??
I asked this question in parenting but, I wanted to see if I got a different point of view in this catagory. My middle son is having a bday party next week and has asked that I dont invite the child of a family friend. He told me he still wants her parents to attend though. The kids both started Kindergarten this year and ended up in the same class. I also babysit this little girl. He told me he doesn't want her here because he is tired of her always being around. I have several dicipline issues with this child, and I dont know how to address her parents with my sons request. I don't want to be rude, but I also want my son to enjoy his day. Yes, he will only be 6, but he has expressed his opinions several times. What would be the proper way to tell this little girls parents? They treat my 3 kids as their own, and we help each other out when we can. The little girls mom even drove me to the hospital when I was in labor with my son. Please.... any advice will help. THANKS
2 AnswersFriends1 decade agoHow do I handle this??
My middle son is will be turning 6 next week. He has told me who he wants and dont want at his party. One big problem. The little girl he doesn't want here...they have grown up together over the past 5 yrs. They are 2 months apart. I don't know how to tell her parents that he doesnt want her at his party but he still wants her parents to show up..... Here is why, the kids both started Kindergarten this year. Well, someone at the school decided to put the 2 in the same class. This little girl is VERY controlling of my son. I have been babysitting her for about a year also and I have had to tell her parents that if the dicipline issues dont get fixed, she cant come back. I know my son is tired of being around her all the time.. and just pretty much tired of her crap. How in the world do I tell these people,who have been in his life from day one... that he doesnt want 1 of the 3 of them at his party? I don't want to be mean... Thanks for all your advice. I sure need it.
18 AnswersParenting1 decade agoHair color nightmare... help!!?
I purchased a highlighting product to use. I have colored and/or highlighted my hair myself for the past 15-20 yrs. I have NEVER had a problem with color not working. I just used an Herbal Essences Highlights kit with the comb. Hubby followed directions to a T... Didn't work!! I have a skunk stripe down the center of my head. The product didnt color the lower sections of my hair that it was applied to. Has anyone else had a problem with this product? I plan on the company to complain, should I ask for my money back because it didnt work as it stated it would? All I can say is thank goodness I dont mind wearing a hat.. Yes, its that bad. Thanks for any input.
10 AnswersHair1 decade agoShould there be a law instated about how early you can????
Ok, I am a mom of 3, and I LOVE the holidays...but, has anyone else noticed that people are decorating earlier each year for Christmas? We had some people in our town who have the entire house and yard covered in Santa's and reindeer. It isnt even December yet!! Some of them had Christmas stuff out before Halloween. Like I said, I love the holidays, but does anyone else agree that the Christmas decorations shouldnt come out untill after Thanksgiving? I thought trimming the tree and other decorating was part of the Thanksgiving get together. I dont mean to sound mean if I do.. but goodness. Tis the season.
25 AnswersChristmas1 decade agoplease help me with anniversary ideas......?
Our 9 yr anniversary is coming up soon. We have 3 children and tight on money. I normally cook us a late dinner, after we have put the kids to bed early. I would like to try to do something different. I am not sure if I can find a sitter for the kids or not.... I am game for any ideas. Anyone have any inexpensive ones? Thanks
2 AnswersMarriage & Divorce1 decade agoAre we attached to our material possessions?
I have been noticing over the past few weeks, that my children seem "lost" without certain items, I normally don't leave the house without my purse and cell phone, and my husband never leaves without all his firepagers and cell phone. Who agrees that we, as a population, are WAY to attached to material items? I wonder if we are really happier with all of these "things"? or if we would be just as happy without them? Just some stuff that has been on my mind today, Thanks for any responses.
1 AnswerOther - Society & Culture1 decade agoQuestion about child eye surgery...?
My 4 yr old daughter is having corrective eye surgery on 9-20. She has Strabismus and Amblyopia. For you who have experienced this, What should we expect after we bring her home? I know what all the dr has told us, I have the printouts on the surgery and what to expect.. but I would like to know first hand from others who have been thru it. Were they in much pain? Did they complain of light hurting their eyes? Did they try to rub them alot? ANYTHING would help. She is having the surgery on both eyes, not just one. Thank you for sharing your experiences with me.
3 AnswersOther - Pregnancy & Parenting1 decade agoHas anyone else had a child that has RMSF?
My 4 yr old daughter was diagnosed with Rocky Mountain Spotted Fever. For those of you who may not know, it is a disease spread by ticks. They did blood work to find out the diagnosis.... Has anyone elses children (or adults) had this? and how was it treated? The antibiotic they gave her doesnt say anything about working for RMSF.. It does say it works for Lymes disease, which is another tick spread disease..... I know the bad things that can happen so PLEASE dont send them too me 500 more times.. I am just curious about treatments... Thank you
3 AnswersOther - Diseases1 decade agoWhy wont people take NO for an answer?
My husband and I have been asked to help start a new Cub Scout/Boy Scout pack... We have told the man No... I just got a call from one of the other people starting this pack with him and had to tell her NO, and told her that I had already told the other guy NO... Yes, our son is in scouting and we are looking for another pack, but 1 of these people are the reason we left the other pack..... Without cussing them out, cause that isnt a good scout, how do I get these people to accept our answer of NO? I told them we didnt want to be a part of a new pack, we would rather be a part of an established pack.....I have tried everything I can think of. I am not used to adults who dont listen to the word no... Thanks everyone
13 AnswersEtiquette1 decade agoWhat would you have done?
I went to a cub scout training class today. One of the "trainers" told a story about his daughter, and he mentioned body piercings. The lady sitting beside me started saying very negative things about body jewlery, tattoos and the people who have them. It only lasted a min or so, BUT... I have 5 tattoos and 1 body piercing. I kept my mouth shut. I have regreted it all day. I feel like I should have asked her if she felt that way about me.. then told her I have my ink and my "hole in my body".... Now remember, this was a scout event... Couldnt have cussed her out or anything along those lines.... What would you have done different? Would you have kept your mouth shut too? Should I regret my choice? Thanks all!!
19 AnswersEtiquette1 decade agoCheck out my new Tattoo and tell me what you think...?
I got some new ink last week... What ya think about it? The link will take you to my 360 page.. the pic of my tattoo is under my blog as new INK... thanks for the opinions.. 10pts waiting on ya
9 AnswersOther - Society & Culture1 decade agoWhat should I do? keep going or stop now....?
Ok, at the begining of March I wrote 2 checks to a group for a camping trip and tshirts. the trip was rescheduled 2 times.After the second cancellation we had to back out of the trip with the understanding we would get our money back. End of April, beginning of May they still had not cashed my checks.I asked for them back considering they were gonna give us money back anyways,they said no, Ok no big deal,I told them to cash the checks that week or they would bounce. I only put money in that account during the school year, and they were told that They cashed the checks the week of July 18th.Caused my account to go into overdraft. They waited 5 MONTHS to cash 2 checks totalling 47.00.overdraft fees of 68.00. They dont feel they should have to pay me the overdraft fees back, even after they were told the money wouldnt be in that account after a certain date.They are sending me my 47.00, Do I keep fighting for the other 68.00 or drop it? I didnt do stop payment cause it was 25 per check
1 AnswerOther - Business & Finance1 decade ago