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  • Is an APR of 21% high to buy a car if I don't have enough credit?

    The car I qualified for is 11k, and I'm going to put down 3k. My monthly payments are going to be about $350 a month for 3 years! I called him and he said that the APR is going to be 21% because its a program that they have to help customers rebuild their credit! And he was like everywhere you go is going to be the same. Is this true? The car is a 2008 G6 Pontiac(4 doors) and it has 77,000 miles. I don't have enough credit and the only person who could co-sign for me has a bad credit! So is this a fair price?! I've applied for credit at 2 other places and I was denied! Should I go head and do it or should I wait to have more money for a down payment? Thank you!!

    6 AnswersCredit10 years ago
  • Is it normal to have a 21% APR to buy a car?

    The car I qualified for is 11k, and I'm going to put down 3k. My monthly payments are going to be about $350 a month for 3 years! I called him and he said that the APR is going to be 21% because its a program that they have to help customers rebuild their credit! And he was like everywhere you go is going to be the same. Is this true? The car is a 2008 G6 Pontiac(4 doors) and it has 77,000 miles. I don't have enough credit and the only person who could co-sign for me has a bad credit! So is this a fair price?! I've applied for credit at 2 other places and I was denied! Should I go head and do it or should I wait to have more money for a down payment?

    Thank you!

    9 AnswersRenting & Real Estate10 years ago
  • Is it normal to pay $4k more for an used car?

    The car I qualified for is 11k, and I'm going to put down 3k. My monthly payments are going to be $350 a month for 3 years!

    The car is a 2008 G6 Pontiac and it has 77,000 miles. I don't have enough credit and the only person who could co-sign for me has a bad credit!

    So is this a fair price?!

    Thank you!

    1 AnswerBuying & Selling10 years ago
  • How many credit applications are too many? ?

    I've filled out 2 already today bc I'm trying to get a car loan. Can I still fill out a couple more or should I stop? I don't want to hurt my credit!

    Thanks!

    2 AnswersCredit10 years ago
  • how or where can i report my apartament's manager?

    She is not doing her job and her housekeeper lives here and think she has more rights than the rest of us. Where can i make a complaint to since she listens more to her employees instead of her tenants.

    Thank you so much!

    2 AnswersLaw & Ethics1 decade ago
  • Can i have a co-signer if I apply for a banks car loan?

    Can i have someone co-sign for me to get a loan at a bank?

    Thank you!

    3 AnswersBuying & Selling1 decade ago
  • Where can i get my free credit report?

    There's so many i don't know which one is the real legal one. They all ask for money and credit card info. Do you know which one is the legit one?

    Thank you!

    4 AnswersCredit1 decade ago
  • What do i need to apply for a car loan in a bank?

    Am i going to need a downpayment when i go to the car dealership or is the bank going to pay them? What do i need to apply for the car loan at the bank? About how much are they going to borrow me? I'm looking for a nice used car under $11,000 How does it work and is it better than applying for a loan at the car dealership? Any info helps

    Thank you!

    3 AnswersBuying & Selling1 decade ago
  • How does applying for a car loan from a bank works?

    Someone just told me that if I ask for a car loan at my bank, i would get a better rate when i go to the car dealership to buy a car. I don,t understand what does my bank has to do with me buying a car. Am i going to be getting the loan from my bank so i can pay for the car i'm going to finace so am i practically going to owe money to the bank and the dealership? I don't get it please help me!

    Thank you!

    3 AnswersBuying & Selling1 decade ago
  • If i fill out a credit application for a car in a dealership?

    Am I going to have to get a car? Because i'm looking at other car dealerships and i don't want to be obliged to get a car with them once I do the application. Or is this just like a preapplication to see if I qualify?

    Thank you!

    4 AnswersBuying & Selling1 decade ago
  • What are the differences between journalisms?

    My college has Journalism with differenet emphasis which are public relations, speech, and journalism. Does anyone knows the difference and can you explain please? Thank you!

  • Is it more expensive to get a bachelors degree than an associates?

    I'm working on my associates, and i was wondering if my bachelors is going to cost more?

    Thank you!

    3 AnswersHigher Education (University +)1 decade ago
  • What's the difference between Intel Core 2 Duo, Intel Core i5, and Intel Core i7?

    What the difference? and which one is better?

    2 AnswersDesktops1 decade ago
  • I want to take a vacation but my friends don't want to come with me. What do you think?

    I want to take a quick vacation but nobody wants to go with me and I don't know what to do. I was thinking Miami, FL. So I'm going to have to go by myself, which sucks. How can I find friends down there, because I want to go out and have a good time. I don't know anyone there. This will be an adventure!

    -Thank YOU!!!!

    1 AnswerFriends1 decade ago
  • What do I need to get financing for braces?

    Do I need a job to qualify for CreditCare? If you can give me an estimate of the cost, I will really appreciate it!

    -Thank you!

    1 AnswerFriends1 decade ago
  • Is MSN and Live the same?

    i have a @live account is it the same a a MSN account? I'm confused!

    3 AnswersMSN1 decade ago
  • What do I need to fiance a vehicle?

    Do i need to have a job? Because my fiance wants us to get a car, and its going to be mine. But I don't have a job right now, so we were wondering if I can still get it. He's going to be the one making all the payments, but it's going to be my gift form him.

    -Thank you!

    1 AnswerBuying & Selling1 decade ago
  • Sure smile braces does anyone know?

    How much they are? can you give me an approximate price? Also do you have insurance and how much does it cover? Should I find an insurance before making an appointment or just go to the dentist and see what financial options they have?

    -Thank you so much!

    1 AnswerDental1 decade ago
  • How does dental insurance for braces works?

    How much does it cover? Am i going to have be paying it off for a long time, even after the braces get removed. Is it worth having?

    Thank you!

    2 AnswersDental1 decade ago
  • Is it true that U.S. citizenship questions have changed?

    I heard that they are harder now! are they lying to me? Also does anybody know how long does it take to become a citizen once you applied to become one? Does it take years, months, or days? Plz!!

    Thank you!

    2 AnswersEmbassies & Consulates1 decade ago