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Am I in the wrong for thinking this?
So quick backstory. My current bf and were in relationships that weren't working. Found each other, hit it off really well. Left old relationships for each other yadda yadda. Things are going great.
Except that bf and his ex gf had bought a house. He's the co-signer on it, he's still on the deed and the loan. So far she's been paying the mortgage since she has possession of the house.
This morning she quit her job. I told the bf he better find out how she's going to pay the mortgage because if she can't it'll fall back on him. I told him if he's going to end up paying the mortgage he needs to take possession of the house.
I was met with the question If she doesn't have money to pay the mortgage how is she going to pay to move? I gave him a funny look and said Not your problem. She quit her job, if she can't pay and you have to, why should get to live there for nothing? And if you don't pay it, your credit will be screwed too. You don't need that.
Am I wrong?
4 Answers
- Mr. TacoLv 71 decade agoFavorite Answer
Nope. You're right on. Why should he screw himself (AND YOU) because his ex blew it? Sounds to me like it may be time to sell the house and split the winnings. Then she can move on with her life, and so can he. The only catch is that the housing market SUCKS right now. She could not have timed it better if she wanted to stick it to your poor boyfriend. He might want to discuss this with an attorney. Good luck!
- actnowLv 41 decade ago
Tricky, tricky. Your first step is to hire a real estate attorney to get his name off that deed. Unfortunately, you can't kick her out of the house since her name is on the deed and she's paid off part of that mortgage as well. She has part ownership of the house. Unless your bf is okay with his credit history marked by foreclosure, he will have to bite the bullet and pay the mortgage until the real estate attorney can get him off the deed. I know it is not the answer you are looking for. It might be easier if you would just think of her as a random girl and not an ex girlfriend. It may make things more palatable for you.
- 1 decade ago
No your not wrong, since she was paying the mortgage she was entitled to live there. They are not together so she should find somewhere else to go if she wants him to cover the mortgage.
Better yet I know the market is bad but maybe they should sell the home or rent it out.
- 1 decade ago
They should sell the house, pay off the loan and come up with an agreeable way to split the profit if there is any. She may get more of the profit since she was paying the payment by herself for awhile.
