car title registrations?

At a guess at least 1/2 the cars in the road are being driven by someone other than the registered owner. Spouses, children, siblings, employees etc

As long as the vehicle is legit (registration / inspection etc) and has valid insurance it's not an issue.

If you get pulled up the cop may ask who's vehicle it is. You say it's your husbands, show him your valid licence and insurance, and that's not an issue. Now if you where speeding or ran a stop sign, you get a ticket for that, but the rest of the stuff is all legit.

You don't say where you are (which you should when using Yahoo Answers because it's all mixed up internationally) but if you are in the UK the police ANPR camera check on the numberplate will tell them everything they need to know: who the Registered Keeper is; if it has a valid MOT; if it is taxed; who the named drivers are on the insurance.

The Registered Keeper is the person who will be contacted if there is any legal problem with the car or if a fixed camera spotted it speeding. Anybody can drive the car with the Registered Keeper's permission provided that they are insured to drive it.

So the police will not stop you if their computer shows that you are a named driver on the insurance.

If you are not in the UK then local police checking facilities may be less sophsiticated so you should carry a copy of Certificate of Insurance (not the policy document) with you when you drive the car.

If you are talking about being accused of stealing the car, that only happens if the car is REPORTED as being stolen. People let other people drive their cars all the time, especially in your situation where a married couple has the car in one spouse's name, but the other drives it. You could also have teenage children that might want to borrow the car.

So unless you are speeding, run a red light, or some other traffic offense, there should be no reason to pull you over, and even if you do get pulled over for speeding, they are not going to care that the car is registered in someone else's name.

If the car is titled in your husbands name then the police would see just your husbands name. You are wrong about the cars insurance. It isn't technically in anyone's "name" per se'. The car itself is insured. It is insured for ANYONE who occasionally drives it with the owners permission and has a valid drivers license. This means that if you were stopped and asked for proof of insurance, you would merely show them the little card that should be kept in the car, issued by the insurance company that certifies that the car is insured.

You will have no problem whatsoever. If you do happen to be stopped you can show current registration and insurance, which is all you would need. In many cases police have in car computers that will give them that information by just running plate numbers.

Remember, vehicle are insured, and anyone with a valid license can drive it with the owners permission.

In my case my vehicle is registered under my business name which has never caused a problem.

The police computer will tell them both who is the registered owner, and who is insured to drive it.

Of course the police can pull you over: if you do something wrong they can stop you whoever you are.

A motor vehicle is insured, not a person. As long as current insurance ID is kept in the vehicle at all times anyone can legally drive the vehicle as long as they have the owner's permission.

You are a permissive user.