Graphic Design Degree now what?

I have ALOT going on in my head but going to try and make this short and to the point. I have my 4 year degree in Graphic Design along side with a minor in Business Administration. I acquired my degree in May 2010. I went straight to college for 4 years after highschool. It's been 5 years this month since I graduated college and I've been working average Joe jobs. I'm ready for a change/ focus in my life. I'm working myself to death to resolve debt and paying for an unused degree. My question would be.. Should I still pursue my degree as it's been 5 years since I've really focused on graphics. I feel as if I've forgot most of what I was taught by now. If so, which direction should I go? Or should I go back to school to continue my degree, but I don't know where to even go with such a degree? More courses, master's, etc.. My passions if it helps; Art, Photography, Psychology, Meteorology and Geography. I'm a very organized, detailed oriented type. Any guidance would be helpful. I'll choose a best answer. And please only serious opinions, everyone has been at that lost moment in their life.