Mary Jo W

I earn only $60K per year. I am able to contribute

$20K to the 401K.

I also put $6K in nto the IRA and $4K into the HSA.

I am carrying ZERO debt. Live a modest life style.

My question is, Is it wise to put so much into a tax defered fund,

or should I pay some more tax now as I earn the money?

Not sure what the tax rate will be 20 years from now.

Any help is appreciated.

TIA

Which is better when I die for the heir?

I am tyring to figure out how do this with

the least tax for my heirs.

TIA

then try to hide it when a man looks at it? If they don't want people to see them, why dress that way???

How many minutes?

I thought I had a fair amount of points built up here....NOT.

The point leader has 554000 PLUS!!!!!!!!!!!!

Only been a member for 32 months.

169379 answers in that time.

176 answers EVERY DAY!!!!!!!!!!

I thought I spent too much time here.

MY question is......

how can they do it????

The only thing this idiot has done as governor was impose a $1.00 per pack cigarette tax and passed a smoking ban in all public places, except casinos.

Now his wonderfull wife was caught smoking in a state vehicle.

She was not fined for the violation.

My question is.....are politicians and their family above the law?

Why not fine the governors wife as they would an average citizen?

http://www.carolinajournal.com/exclusives/display_...

I doubt you had no idea what you people voted for.

They have just begun RAPING American workers.

Is it too late to have another vote?

want the lazy to live as well as the ambitious?

Why does he feel non-working people should have the same lifestyle as a hard working person?

I am sorry, but I busted my butt for the last 40 years so I could retire comfortably.

Now this liberal POS Obama wants me to give it to the lazy moochers???

What's wrong with America????/

I willearn only $52.000.00 this year.

He says anyone earning less than $250K will get a tax break.

My results were no tax break.

So where is he coming from?

Why don't I get a break?????

obama will pay me as much to sit on my butt as I would earn working 45 hours a week.

Why should I work?

obama will pay me as much as Bill Gates, NOT to work.

I think I will vote obama and live off the people STUPID

enough to work.

My question is.... Am I wrong to quit working?????

I may be wrong, but to me me it means taking away from me, a middle class worker, and giving it to a liberal leech.

Am I wrong?????

you may get it.

Do you REALLY WANT Obama for president???

Do your homework.

Now, do really want to vote for someone that will

take everything you WORKED for to give it to moochers????

Last week a young "man" came into my place of employment.

He asked for a job application..

He had a hair job that would scare SATAN, tatoos on the neck and arms, enough metal in his ears, tongue, and eyebrows to build a tank.

He filled the app and left.

After he left, I threw his job application in the trash.

I just thought if I were a customer looking at this freak......

....I would never come back to this store.

Was I wrong?

Will liberals cease to exist?

did the liberals reach a new low today???

How can I get more than a C.D.rate of 3.5 to 4% on my money?

Are there SAFE places to earn more?

found one for $30K

Cherry

Good buy or no????

396, 4 sp.. mint

live as good as a working class person?

you work to earn a dollar?

When someone sells shares of a stock, who buys them?

For example, Freddie Mac today. 200 million shares traded.

Are there really that many buyers or do they get dumped in a pool?

What if I want to sell, and no-one wants them?