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  • certified used car leaking oil after one week, <?

    I just bought a certified used car (2013 suburban,50k miles) from s chevy dealership. After about a week and less than 100 miles, it started leaking oil this morning. My wife called me after i lefy for work and said there is a big oil spot in the driveway. Im thinking about having it towed to the dealer. Will they fix this, or am i goibg to have to pay. I have a 2 year limited warranty which included the power train. Also the automatic engine start stopped working and the car smells of smoke when you tirn the engine on. Wtf?. Im gonna call them before i do anything, but what should i expect?

    3 AnswersMaintenance & Repairs6 years ago
  • how to stop child support garnishment?

    My son turned 18 in early December. He has all the credits he needs to graduate high school, and had a part-time job until the end of the year. Now he is taking some electives in high school, so he can graduate with his class in may. He intends to go to college, he says, but he hasn't applied anywhere. He intends to get another job, he says, but he hasn't found one yet.

    I looked it up online and I know I have to pay child support until July 1st after he graduates high school, or until he turns 19 or drops out of highschool. He will graduate in may, so I guess have to pay until July 1st, even though he's just taking high school classes to kill time at this point.

    The thing is, I don't know how to actually stop the child support payments from coming out of my paycheck. I'm afraid I'll have to go back to court and petition for a reduction, and they will have to go through the whole song and dance about how much money I make, what can OI afford to pay, and so forth, and figure out a new child support ammount for my two younger children, and that will take 6 months like it did last time. I still owe back child support, so I might not get any reduction whatsoever. They might just apply the extra I'm paying for my son toward my arrearages.

    I wouldn't mind paying off my child support arrearages, but beacuse of my second wife left me just before we filed out taxes for 2011, and didn't allow me to claim her son as a dependent, I ended up owing a surprise $4000 in taxes I didn't expect. I paid half of that back, but, I also owe $4000 in taxes for 2012. My child support payments are $1800 per month now, and I only take home about 30% of my paycheck, and with me still owing the IRS $6000 in taxes, I'm really in trouble financially. If I pay everything I owe the IRS by April 2014, and continue paying the child support payments I am now, I'll only take home about $900 a month out of my paycheck until April 2014, and $1900 per month thereafter (30%). I don't have any savings left, and I had to file bankruptsy after my wife left me last year, so I have no credit. All I have is a 12-year old car and a house that my 65-year old mother and I live in (and that I pay $600 per month on for my half of the mortgage).

    3 AnswersLaw & Ethics8 years ago
  • Alternative minimum tax?

    H & R Block softwere says I owe 3000 for the amt but the AMT exemotion is supposed to be over 74000 and the AMT worksheet shows my AMT income is only 68000 and i don t have to pay any AMT. My gross is 79000. Ive never had to pay AMT I make the same as last year. I only have W2 income this year, no 401K 4 kids married filing jointly.

    5 AnswersUnited States8 years ago
  • I'm a bad patient, but really? It this just rediculous behavior or is it just me?

    I have been seeing the same physician partnerchip for 3 years. over theat time Iv. been seperated, divorced, engaged, dumped, engaged, maried Seperated and divorced. Nice 3 years. anyway I'll admir that in the past I;'ve been prone to forgettign to go to appointments and being late, and cancelling appintments less than 48 hours beforehand, and cancelling appouintments a few days ahead of time a few times. Accordign to my doctor, I've either no showed or cancelled 4 oout of the last 5 appoointment. I remember that I no showed my last appointment. The time before that I came a few minutes late and they wouldn't see me the time beforwe that I cancelled the appointment and rescheduled 2 or 3 days before the appointment. The time before that I was there 30 minutes early and they made me wait until an hour and a half after my appointment time before they would see me anyway, So I no showed my last appointment because my bosses wanted something right away and I would get into trouble if I left before itt was done. so I was soo late, there was no ppint trying to get there. That happens quite a bit. I make a doctors appointment and my boss wants somethign dome immediately, and I have to come to work or I can't leave work, and have to cancel at the last minute, or am too late top get to myappointment. anyway all this seems pretty bad, except that I only go to the doctor every 6 months. Most of the time I do re-schedule at least 24 hours ahead of time if I can't come. I'm being treated for depression, anxiety at my primary care doctor and I also have attention deficit disorder.

    Of course It's not all just me. making somebody wait 2 hours to be seen if they are 30 minutes early? Refusing to see a patient at aqll that week if they are a few minutes late? when there are clearly no other patients there (it's before 8, and there were like 5 cars in the parking lot)? never answering the phone? Never responding to voice mail messages?

    Well after Ihad top cancel a couple days beforehanda few weeks ago, I asked if I could get a 2 week extension on my antidepresseants. So, for my re-scheduled appointment, I came a few minutes late and they would not see me that day and had nothing for a week. So, I asked ifI could get a 1 or 2 week extension on my antidepressants, and they told me to call the automated system and leave a voice mail. But they didn't respond to that. then I couldn't leave work for my re re-rescheduled appointment, so I called after-the-fact and re-scheduled again, but they didn't have anything for 2 weeks, so I asked If I could get another extension on my medication and they couldn't say and told me to call the automated system, So I did, but a week later, they still hadn't responded and hadn't called it in. So, I call them yesterday and ask them what's going on and they just tell me to call the automated system again. So I say I already did that twice, but they just tell me to call again. So I say "if I call again, is anyone goign to make sure they call in my medication or at least call me back?" and she says " I don't know what to tell you" So I call again, and by the time I get off the phone, I got a voice-mail from my doctor (they didn't even call, they sent a voice-mail) the voice-mail says I have to come in in person before I can get any more of my anti-depressants. So I've been off them for a week already, and I have to wait another 2 weeks before I can be seen. So I call back adn the lady chews me out, saying I've missed 4 of my last 5 appointments. So I say to her: "first of all, I 'missed' 3 this month and went to one 6 months ago, after cangelling once 2 or 3 days ahead of time. Second I cancelled 2 of those appointments at least 2 days ahead of time, Third, 2 of those 5 appointments were over 6 months ago. So I ask her "I have an appointment in 2 weeks, are you tellign me I have to go 3 weeks without my antidepressions? She hangs up on me. So I get a letter when I get home, that says they're are dropping me as a patient effective December 20 (in 5 weeks).

    3 AnswersOther - General Health Care8 years ago
  • Does anybody want to play financial planner?

    Balance sheet:

    bank account: $50

    house: $125000

    car1: $2000

    car 2: $10000

    personal property: $500

    tax refund owed (non-current asset): $5000

    mortgage debt: $135000

    Car debt: $15000

    personal loan debt $7000

    student loan debt $45000 ($3000 current liabilities)

    child support debt (current) $3600

    Tax debt: $3000 to $3000 ($2000 current)

    Monthly budget:

    gross income $6600

    Taxes withheld $870

    Health insurance premiums: $400

    social security and medicare: $400

    group life insurance premuims: $30

    child support payments: $1800

    net income $3100

    Mortgage payment: $650

    car payment: $250

    alimony: $140

    car insurance $180

    elecctricity: $80

    water: $20

    Tax debt payments $300

    Current student loan payments $300

    regular student loan payments $250

    child support debt payments $50

    person loan payments $60

    food: $300

    household goods and supplies: $50

    clothes and personal goods: $50

    Gasoline: $300

    public transportation: $50

    house repairs $25

    car repairs: $100

    Entertainment, misc., etc.: $45

    net income: $0

    I have no furniture except for a bed and 2i dressers and a makrshift desk i made out of an old bedroom door and some kitchen cabinets i got for free, or appliances of dishes or anything and my car needs repairing very badly. I hit a trashcan which rolled onto the highway and ripped off my muffler.

    Personal Finance9 years ago
  • How do i get out of this rut?

    I got my first wife pregnant when i was 16 and moved in with her. I completed 2 years of college. We god married when i was 20. Then ii joined the army. We had another baby when i was 21. She started cheating on me and staying out all night every night about 2 years later, so i left her. She abandoned the kids so i took them. She got arrested for check fraud. I bailed her out and paid her restitution. Eventually we got back together. She got pregnant again and i got out of the army. She was supposed to work while i worked nights took care of the kids and finished college but she just left me with the kids and hung out with her friends all the time. I met someone else and left her. A couple months later she attempted suicide and i found out she was on drugs so my mom and her friend brought the kids to me one day while she was all highed up. She got hooked on herion and basically was gone for 6 years. later i got the kids and we got divorced. i hadgot to fileme bankruptsy because ithey couldnt make enough money to support me andwhile the kids. I got a masters degreedegree and ai good job. She got clean and we reconciled and eventually god remarried. We bought a house which lost 25 percent of its value and has been over 50K under water ever since. 3 years later she left me for an 19 year old and took the kids and moved in with him. I remarried about 22 years later but my second wife cheated on me twice with her babys daddy and left me after 5 months of marriage. I had to file bankruptsy again because she and her kids trashed our rented house while i was gone and i got sued for 15k and id already borrowed 15k trying to pay our bills. Because she couldnt or wouldnt find aa job (too busy cheating on me) and because ishe tried to fight for custody of my kids. Now i seldom see my kids because they are too busy, i have to pay 1800 in child support, i have a mortgage to pay my second wife stole all my worldly posessions and im branded a **** up at work.

    2 AnswersPsychology9 years ago
  • How to stop this downward spiral?

    I had a unpleasant childhood. My dad died when i was 3. I was totally controlled and frequently abused during my gradeschool years by my stepdad. I got into some trouble in middle school. I failed the 11th grade. I got my first wife pregnant when we were both16 and dropped out of college. I managged to get my ged and got 2 years of college done by the time i was 20 while helping to take care of my baby son and working. My first wife and i got married when i was 20 and she got pregnant again and i joined the army. She cheqted on me. And stayed out all night every night, so i left her. She abaandoned the kids, so i took them for 6 months. She got into trouble and nearly went to jail, but i bailed her out. I took her back. Then she got pregnant again. A year later i got out of the army. But rather than continuing to work, she went out all day and stayed out every night, so i left her. But she tried to committ suicide and got on drugs, so after a month i got the kids. After 6 years of being on drugs and mostly being lost without a trace and me being the single dad of 3 kids she got clean and stable, so we tried to reconcile aagain. By then id had a few failed relationships which seemed to fall apart because of the kids. By then i also had a decent job, but my job was 2 hours away from my mom's house where i had been living. We got our own place, but after a year my mom and my first wife talked me into buying a house to share. 2 yrars later the house was $75000 under water, and my first wife left me for an 18-year old (half her age at this point), and took my kids. I fought but she got full custody and i get to see my kids once a week for about 8 hours, provided they're not too busy. I also lost 20K in the divorce. I remarried a new woman right away, being stupid, and she cheated on me and left me 6 month later. For the last 6 years ive been commuting 5 hours a day too. I pay half my paycheck in child support and only have 700 after unavoidable bills.

  • What do you think of this? What is the rattionalle for this?

    If you live in maryland and you have 3 kids and you get divorced, and you make $13,500 per month (gross) and your spouse makes $1,500 per month (gross) and your sppouse gets a house and a car and the balance of 50% of your collective retirement fund and other assets, and you have joint custody and you have the kids 5 days per week, including thew weekends, except for one month during the school year when your spouse has the kids for the whole month, ypou will have to pay your spouse over $1,300 per month in child support. If you have the kids 182 days of the year (including all the weekends and all of summer vacation) and your spouse has them 183 days per year, not only will you have to pay $2,000 per month in child support, almost $5,000 to $10,000 per year in additional taxes, while your spouse pays no taxes and receives $4,000 to $5,000 from the IRS in refundable tax credits, If you have the kids 127 days of the year (including all the weekends and 3 weeks during summer vacation) and your spouse has them 238 days per year, not only will you have to pay over $3,000 per month in child support, you'll have to pay almost $5,000 to $10,000 per year in additional taxes, while your spouse pays no taxes and receives $4,000 to $5,000 from the IRS in refundable tax credits, and qualifies for several hundred dollars per month in food stamps.

  • what is the appropreate time/stage in a relationship for these milestones:?

    I'm always getting accused of holding out, using women for sex, stringing them along, moving too fast, pushing women into something they're not ready for, being needy, smothering, whatever. It seems to me women will tell me they want me to come over or see them all the time, so I come over a lot, and then when they get mad or restless or bitchy or something and they tell me they need space, and that I'm not normal for coming over all the time. Ot I tell her I love her after a monthth or two, and she tells me she isn't ready to say that, but later does and then later tells me I made her say I love you by saying it too soon. Or things are humming along and the woman is pissed at me for not wanting to answer her 10th text that day, falling asleep without calling to wish her goodnight, only coming over 3 or 4 days a week, not asking her to move in with me after 3 or 4 months, for not asking her to marry me after 3 or 4 months? Is it abnormal to be spending 4 or 5 days a week at somebody's house after 2 months of going out if you are falling in love with them and really getting along (if you are invited that is). Is it abnormal to not want to move in after 3 or 4 months? Is it abnormal not to want to ask a girl to marry me after 3 or 4 months? My last 2 relationships seemed to have almost broken up or broken up over what seems to me to be rediculous rules that she makes up as she goes along, or at least that's the excuse.

    what is the appropreate time/stage in a relationship for these milestones:

    staying over

    sex

    staying over for the whole weekend?

    staying over and not going out?

    staying over 2 weeknights in a row just because?

    staying over more than 3 days a week?

    I love you

    moving in

    asking her to marry me

    marriage

    dating after a seperation/divorce/breakup

    1 AnswerSingles & Dating9 years ago
  • What I should do? What's going to happen? I wanted to talk about us and now it is a huge fight.?

    We've been seeing each other 3 months. We're both seperated and getting divorced. She's getting divorce in August and I'm getting divorced in October. I had alot of trouble with my estranged wife about 1 month into our relationship. She found out I was seeing someone else and was trying hard to get me back, After she moved in with another guy and caused me all kinds of financial problems and emotional distress. It got to the point where she threatened my girlfriend and attacked me. I got a restraining order, and pressed charges, but reluctantly, and in the meantime, my girlfriend flipped out and almost broke uo with me over it twice. Then I had my bank accounts garnished because I saw sued over my ex and her kids trashing the house re rented when I wasn't there, and I had my bank accounts garnished and had to declare bankruptsy.

    All that has been pretty much quiet and settled for about a month, but I'm still having a rough time financially because I owe about 3000 in back student loans and owe the IRS about $4000 because my ex won't let me claim her son on my taxes. But otherwise things have been quiet. She posted on facebook at the beginning of last week how happy she was with our relationship, and everything was going great between us,

    My girlfriend seems to allude a lot to me moving in, but it's always in the future tense. I'm not ready to move in now, but I was feeling insecure and I asked her on Monday what she thought about us. She said something like well, I don't know where our relationship is going because I don't want you to move in and you're not ready to move in. I said I didn't say anything about moving in, but why don't you want me to move in? She said she didn't feel sure about me, she said she's felt sure right away in the past about other guys but it never worked out, so maybe that's a good thing that she's not sure. She said it's a big comittment, and she's not ready to make that kind of comittment. She said I'm not sure you're the one. and asked me am I sure she's the one. I said I think I am, I was, I mean I love you, That's pretty much where it ended but my feelings were hurt.

    The next morning I said she wasn't exactly making me feel secure about our relationship, and that I'm still upset about it. She said we'll talk later about it. But at noon she called me at work crying and said that her house was up for auction for back taxes because the mortgage company didn't pay her taxes. I told her I'd come home to be with her and that I'd pay the taxes if necessary. By the time I talked to her again, the bank had said thay would over-night the check and straighten it out. I told her I was sorry for getting upset about our conversation monday night, She said she just didn't want me to move it that's all. I said I didn't want to move in right now either. She said she didn't want to talk about it right now. I texted later that I just wanted to appologize for acting that way, that I thought she was saying she wasn't sure about her feelings for me. She said that's not waht she was saying and she didn't want to talk about it.

    The next day I texted her and said I feel horrible. I'm worried about your house and there is so much I want to say that I can't say, maybe we can just talk this weekend, when everything with the house is resolved. I talked to her later and she said that the bank paid the taxes and the tax office said she had nothing to worryt about. I said that's good. She called later and asked me how I was. I said I was still having a bad day, because of worrying about the house and everything. We agreed to talk about us that weekend. She said she can't deal with crisis at the same time. I said there is no crisis I just want to appologize and make up. Then I texted her and said I was sorry for how I acted. She texted me back and said well, at least now I know you have the worst timing in the world, as if it didn't have enough to deal with. I tried to call her but she didn't answer. I texted her saying I wanted to respond to what she said, but I thought I should call. I called back about 5 minutes later. she screamed at me and said I'm on the phone with my mom. If I don't answer it's because I don't want to talk to you, I'll call you when I'm done. I texted her and said said I was sorry abut how I've been acting. She texted me back saying I'm sick of the drama. Besides the house, its been drama since the day I met you, and I've been going through this crisis with the house, and all you want to talk about for 2 days is your insecurities. I texted her a few times but she said leave me alone. Then she called me last night and said she wanted to take a step back, she thought things were going too fast.

    I texted her saying I just wanted to drop this whole arg

    2 AnswersSingles & Dating9 years ago