Yahoo Answers is shutting down on May 4th, 2021 (Eastern Time) and beginning April 20th, 2021 (Eastern Time) the Yahoo Answers website will be in read-only mode. There will be no changes to other Yahoo properties or services, or your Yahoo account. You can find more information about the Yahoo Answers shutdown and how to download your data on this help page.

What is the difference between a “designated” IRA and an IRA that is not “designated”?

In 2019 I rolled over a 401k from a former employer. The 401k manager (Fidelity Investments” sent me a 1099-R. I have reached a point in my tax return form that asks if the money rolled over into a “designated” IRA or not. I have tried the “yes” and the “no” options as trials and neither answer changes the result of my taxed amount. (All boxes for taxable amount are 0.00). But I don’t want to answer incorrectly. Any help in this would be appreciated.

3 Answers

Relevance
  • 1 year ago

    In this context, it means an IRA opened specifically to accept the rollover, as opposed to an IRA with other funds.

  • NA
    Lv 7
    1 year ago

    I think you misread the question.  A 401k with a Roth feature is a designated account and would have basis (after tax contributions) that has to be tracked separately. 

    Also inherited accounts are designated in titling.

  • Anonymous
    1 year ago

    One is a violent but patriotic faction whose goal is to unite ireland, and the other is a nonviolent pansy division that bends to the UKs will

Still have questions? Get your answers by asking now.