kelly

I would like to pay off our mortgage of $65,806.21 and when i discuss this with the bank they said if I did that they would have to report this to IRS and I would have to pay taxes on this? Is this true or is this a scare tact, because I pay 500.00 a month in interest alone and I am tired of throwing that monies away every month...please help, I want to pay it off but I don't want to pay income tax on it again. I just thought by me paying it off it would get reported to the credit bureaus...

I love, love Souper Salad and I was wondering can you gain weight if you eat a ton of salad? When I go there,I eat a ton of salad, that has lettuce, carrots, broccoli, onions, black olive, celery,mushrooms on it. I don't ever use any salad dressing just plain salad and I worry because I will eat this until I can't eat anymore and I am afraid can I gain weight if I continue to eat like this when I go there and I have water with my salad. I just want to make sure becasue I go overboard...thanks in advance!

I need help with frosting, I do not like the real sugary frosting, I like the fluffy creamy icing that you see at the grocery store on birthday cakes, but I do not know what that type of frosting called? I love the taste and does any one know what the recipe is for the fluffy light frosting... Thank you so much for your help in advance Blessings...

I live in texas, on child support, does the father still have to pay child support if my daughter goes to college, I was told by a friend that if the child goes to college the father must still pay for child support till the child graduates or does it stop at the age of 18. Thank you so much for your time and help.

I own a automotive shop and I allowed a customer to buy a transmission and have is shipped to my business address, well today UPS drops off a jeep banks and nerf bars for a jeep and I called the company that is was order from and told them that I did not order any such items they told me a name that order which is my customer, he used my business name with his name under neath it they said that he paid taxes on it, but my question is because he used my business name wool there business turn it over to IRS and then I will get audited? I tried to call my CPA but she closes on noon on friday and it is past 3:00 p.m. Thank you for your help in advance, I just don't want to get into trouble.

I had a friend call me and was telling me from her understanding that if you are 10 days late on your Mortgage payment then you can file for the paper work for the bail out money and then your lender has to lower the interest rate to 4 % and refinance your mortgage. Has any one herd of this? I haven't and if so could you please explain to me more about the details and what to do? Just her story just sounds to good to be true. Thank you in advance for your time and help.

How much should a cattle lease on 30 acres be? I am selling all my cattle but still would like to retain my Ag Exemption, I will be providing the water and if the leaser would like I can set out the round bale of hay with my tractor ( being that he provides the round bale of hay) but if I was to offer such services with the 30 acre lease how much should I ask for a year? I live in Central Texas. Thank you in advance for any advice.

I would love to become a teacher in the state of Texas and was wondering if anyone out there in yahoo - land has just done this, I would like to go to college to become a teacher but I am afraid of what the cost is to go to college for four years, does anyone know how much that would run for all four years, and does any know if there are any grants or any programs out there? I am 29 years old if that helps out at all.

Thank you in advance for helping me, any information is greatly appericated. Blessings!!!

I guess I should phase my questions as this: I am trying to figure out if I owe 84,000.00 on my mortage and I financed it for 20 years at 8.25% and I have been paying for just 2 years now, I am planning on sending a extra 500.00 a month towards the principal, how fast would I be able to pay it off? I am guessing I would have it paid off in 10 years, is that accurate? Thank you in advance for helping me with this.

How old does your children have to be before you leave them at home by themselves? My husband and I are tossing back and forth the idea of this summer of letting the kids sleep in the morning and watch tv all day? We live in a very small rual area and the olny daycare is booked all the time, so I dragg them to work with me and make them read books or play there gameboy, which means they have to get up at 6:00 a.m. monday thru friday and come home at 6:00 p.m. and I feel so guilty because they don't get to have a summer to run and play and sleep in late or talk on the phone all day with there friends. My oldest is 11 and my youngest is 9, but do you think this is too young, I only work 10 mintues away? So what do you think? Thank you and I really do appericate your thoughts on this. I guess I am just a mom and worry that something bad will happen or that is just too young.

How old does your children have to be before you leave them at home by themselves? My husband and I are tossing back and forth the idea of this summer of letting the kids sleep in the morning and watch tv all day? We live in a very small rual area and the olny daycare is booked all the time, so I dragg them to work with me and make them read books or play there gameboy, which means they have to get up at 6:00 a.m. monday thru friday snf come home at 6:00 p.m. and I feel so guilty because they don't get to have a summer to run and play and sleep in late or talk on the phone all day with there friends. My oldest is 11 and my youngest is 9, but do you think this is too young, I only work 10 mintues away? So what do you think? Thank you and I really do appericate your thoughts on this. I guess I am just a mom and worry that something bad will happen or that is just too young.

Our family drives a Lincoln Navigator, yes I know a gas guzzler, but we live in the country in texas, so I bought the vehicle due to living down a country gravel road ( a car gets pretty banged up drving down a gravel road) and when we go shopping we have to bulk buy so much, my husband and I have been aruging about selling the vehicle and just buying a station wagon a 98- 2002 to help out on gas, or should we hold on to our vehicle til gas prices come down? He seems to think just like in the seventies gas prices went sky high then in the 90's came back down. What would you do? How much longer do you think gas will stay this high? Or do you think this is the price we will be paying? Thank you so much for advice, I just need to hear others thoughs on this. Blessings

I am wondering how to keep my hair blond by the roots, by my self without turning it brassy. I live in a small town and there is only one beauty shop in town and I got my hair color from a brown to a light blond there, she did awesome but I don't want to pay 135.00 every month to keep it blond. What can I use to do the same job and where can I get the product to do so? Thank you so much for your help.

Is there a insurance company in texas that will cover the lap band surgery. I currently donot have insurance at all and I would love to get this done but I cannot afford the $15,000 to do so. If anyone has had this done with there insurance what was the weight time in order to get this done and was there any requirments that there insurance company made them do before you got approved to do the surgery? I have been looking at insurance company but I am very confused. Thank you for your help.

My problem is that, about 8 years ago and two kids ago, my husband & I decided for him to have a vasectomy, well now we would like to have one more child, we check into reversal but $15,000 is just something we can't afford, does any one know of an insurance company in texas that will cover a reversal or surgical sprem retrevial so I could get pregant with his child again.Thank you for your help and time, With God's Blessings, Kelly